Loan applied. Do you know if it will disburse on time?
Loan origination system covering the full application-to-disbursement flow — lead intake, Aadhaar KYC, eligibility, sanction, document collection, disbursement, and collections. Built for NBFCs, DSAs, and fintech lenders.
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10,000+
Applications Processed
65%
Faster TAT
25,000+
KYC Verifications
40+
Lenders & DSAs
Trusted by 100+ businesses across India
Applications in. Disbursals delayed.
Most NBFCs manage loan applications across WhatsApp, email, and spreadsheets. Paisaa Saarthi gives every application a live status, every stage a workflow, and every disbursement a paper trail.
Manual KYC bottlenecks
Paper Aadhaar copies, manual data entry, and physical document verification slow every application by days.
Approval delays
Applications sit in someone's inbox. Nobody knows the current status without a call. Borrowers go to competitors.
Document gaps at sanction
Missing documents discovered at disbursement — not during intake. The entire pipeline stalls.
Compliance exposure
No audit trail for KYC, credit decisions, or fee structures. One inspection and you're scrambling.
Intake → KYC → Sanction → Disburse
Intake
Borrower submits lead via DSA partner or direct channel. Application created instantly with all fields.
KYC
Aadhaar OTP verification + PAN check triggered in-app. Documents collected and attached to the application.
Sanction
Credit team reviews, runs eligibility, and issues sanction letter — all tracked inside the system.
Disburse
Disbursement triggered, tracked, and recorded. Collections schedule auto-generated post-disbursement.
Loan origination, end to end.
From the first lead to post-disbursement collections — every stage tracked, every document verified, every decision recorded.
Lead Intake & DSA Portal
Structured application forms for direct and DSA-originated leads. No WhatsApp applications.
Aadhaar + PAN KYC
OTP-based Aadhaar verification and PAN lookup built in. KYC status flagged against every application.
Document Checklist
Configurable per product. Missing documents blocked at each stage — not discovered at disbursement.
Eligibility & Credit Workflow
Automated eligibility calculator + credit bureau API integration. Decision recorded and auditable.
Disbursement & Collections
Nupay-powered disbursements with EMI schedule generation and collections tracking built in.
Pipeline & TAT Analytics
Live funnel from lead to disbursal. Stage-wise TAT, drop-off analysis, and DSA performance tracking.
Built for teams in
Our average disbursal time dropped from 11 days to 4 days. The document checklist caught every gap during intake instead of at sanction.
Chief Credit Officer
NBFC with ₹500Cr+ AUM, Mumbai
What our users say
"The Aadhaar verification inside the application form eliminated our entire manual KYC team's intake work. It just runs automatically."
Rajesh P.
Operations Head, NBFC
"Pipeline visibility finally exists. My credit analysts no longer need to call each other to ask where an application is sitting."
Sunita M.
Credit Manager, Microfinance
"Paisaa Saarthi gave our partner DSAs a proper submission portal. No more WhatsApp applications with missing fields and wrong formats."
Anil K.
DSA Network Head
"Every credit decision is recorded with rationale, timestamp, and the credit officer's name. Our last audit was the cleanest in 6 years."
Meera S.
Compliance Officer, NBFC
"The TAT analytics showed us exactly where applications were getting stuck. We fixed one process and our average TAT dropped by 3 days."
Vikram T.
CEO, Fintech Lender
"Auto-generated EMI schedules post-disbursement saved my collections team 2 days of manual work every month."
Priya R.
Collections Head, NBFC
Stop losing loan applications to process gaps.
Book a free demo and see how Paisaa Saarthi takes every application from intake to disbursement without paper or WhatsApp.